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Wells Fargo Merchant Underwriting Portfolio Consultant in WEST DES MOINES, Iowa

About this role:

Wells Fargo is seeking a Merchant Underwriting Portfolio Consultant as a part of merchant services.

Learn more about our career areas and lines of business at wellsfargojobs.com.

In this role, you will:

  • Participate in less complex consulting services and identify opportunity for providing credit and portfolio expertise

  • Identify and assess credit performance, as well as potential and emerging risks, and partnering on credit and portfolio strategies within the scope of responsibilities

  • Review and analyze credit performance or credit portfolio that require research, evaluation, and selection of alternatives, and exercise independent judgment to guide medium risk deliverables

  • Present recommendations for resolving more complex situations and exercise independent judgment while developing expertise in credit consulting services

  • Collaborate and consult with functional colleagues, internal partners, and stakeholders, including internal or external customers

  • Work with business partners, provide analytic solutions, and develop strategies to support or negate change recommendations

Required Qualifications:

  • 2+ years of Credit Portfolio Consulting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

  • Credit risk, commercial underwriting, commercial loan review, portfolio management or equivalent experience in financial services

  • Ability to make timely decisions in highly complex and multifaceted underwriting situations requiring solid understanding of line of business guidance and credit policy.

  • Ability to engage, influence, and collaborate with a wide range of stakeholders to deliver results

  • Ability to draft and present to senior management in a clear and concise manner in written and oral form

  • Ability to exercise sound judgment, demonstrate professionalism, and proactively escalate issues along with recommendations for successful resolution

  • Ability to take initiative and work independently with minimal supervision in a structured environment

  • Ability to multi-task and work in a highly matrixed and fast paced business environment

  • Effective organizational skills with the ability to manage multiple and sometimes competing priorities

  • Effective communication skills across all audiences

  • Execute controls in support of effective FLOD underwriting risk management

  • Influence, guide and lead less experienced Underwriting staff within the group

  • Participate in cross functional teams to strategize, plan, and execute a variety of underwriting programs, services and initiatives

Job Expectations:

  • This position is not eligible for a visa sponsorship.

  • This position offers a hybrid work schedule.

  • Relocation assistance is not available for this position.

Posting End Date:

11 Dec 2024

*Job posting may come down early due to volume of applicants.

We Value Diversity

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (https://www.wellsfargojobs.com/en/diversity/disability-inclusion/) .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (https://www.wellsfargojobs.com/en/wells-fargo-drug-and-alcohol-policy) to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Req Number: R-420781

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