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HomeStreet Bank Portfolio Credit Analyst, Commercial Banking (Remote, OR) in Seattle, Washington

Salary Range: $23.27 - $34.90 (Depending on knowledge, skills, abilities and location. Certain level jobs may be eligible for bonus, commission, and/or equity awards.) Posting Date: January 6, 2025 This job will be open and accepting applications for a minimum of three days from the date it was posted. Benefits* worth writing home about: Medical, dental, and vision coverage for employees and their families Life, disability and family Leave 401(k) and Roth 401(k) with employer match Wellness program, employee assistance program, "Commute Trip Reduction" (CTR) and various employee discounts Generous vacation, sick leave, 11 paid holidays, and 16 hours of paid leave every year for community service work Free employee checking account and employee home loan discounts *For eligible employees averaging 20 or more hours per week. EO/AA Employer including Vets and Disabled. Qualified applicants with arrest and conviction records will be considered in accordance with legal requirements. If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy. California applicants may click this link Fair Chance Ordinance for Los Angeles County to see additional information. Job Description Summary: Provide credit analysis support to Commercial Lending Department, and more specifically to Underwriters and Relationship Managers, while maintaining compliance with Bank policies, procedures and federal regulations. Specifically, the duties and responsibilities of this position will include obtaining and reviewing reports and financial information to assist department management, as well as Underwriters and Relationship Managers, to ascertain the financial condition of current and prospective Borrowers. Also, this position will maintain the integrity of the covenant tracking system through various processes and audits. This position may also spread financial statements as well as underwrite loan modifications and small commercial loan requests or renewals. Job Details: PRIMARY FUNCTIONS: Coordinate renewals for assigned credits. Review ABL BBC's Spread financial statements and tax returns using department systems and tools Provide preflight support, as needed Gather formation documents and compliance documents Pull or coordinate third party reports to include credit reports, background checks, preliminary title, environmental, appraisals, collateral exams, UCC searches and flood determinations/notification Review third party reports and escalate exceptions for further review Assist with CRE Addendum, as needed Loan document review prior to signing Gather insurance certificates in coordination with closer or loan operations. Coordinates booking documents and assists in gathering missing information Perform site visits Act as central point for logging in all financial statement submissions and financial covenant updates, as well as creating covenant maturity reports for Management and Relationship Officers/Underwriters Ensures timely covenant testing; escalate as defined in department procedures for those not in compliance. Involved in reviewing complex advance requests for multi disbursement loans, equipment lines, BBC advances, etc. Assist with preparation of watch list credit comments. Assist with Problem Loan Reports for adverse rated credits, as necessary. Coordinates post-closing work (tickler setup, merging credit quest records, etc.) Coordinate renewals for regional credits Perform site visits, as necessary Monthly review of covenant compliance testing/tickler compliance Ass

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