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Overview

Banc of California, Inc. (NYSE: BANC) is a bank holding company headquartered in Los Angeles with one wholly-owned banking subsidiary, Banc of California (the “bank”). Banc of California is one of the nation’s premier relationship-based business banks focused on providing banking and treasury management services to small-, middle-market, and venture-backed businesses. Banc of California offers a broad range of loan and deposit products and services through more than 70 full-service branches throughout California and in Denver, Colorado, and Durham, North Carolina, as well as full-stack payment processing solutions through its subsidiary, Deepstack Technologies. The bank is committed to its local communities by supporting organizations that provide financial literacy and job training, small business support, affordable housing, and more.

Job Summary

Position includes a variety of tasks related to monitoring of lending compliance as required under the Community Reinvestment Act (“CRA”). Responsible for assisting the CRA Community Development Officers with gathering, reviewing, and preparing loan data for analysis. Responsibilities include communicating with CRA Community Development Officers, Loan Officers and other loan department staff throughout the organization to help ensure the accurate reporting of data. The CRA Specialist follows the Bank’s CRA Policy Program to ensure conformity and adherence with all applicable state and federal laws, regulations, and policies and procedures under the CRA.

Responsibilities

• Responsible for working closely with the CRA Lending Compliance Officers and CRA Community Development Officer to gather and compile loan data from the Bank's various loan systems and import it into the stand-alone geocoding and analytic program ("CRA WIZ");

• Responsible for reviewing loan data and identifying any reporting deficiencies and resolve discrepancies by comparing data to loan file information;

• Responsible for escalating discrepancies in CRA loan data to Loan Personnel;

• Assist VP, CRA Lending Compliance Officer in the preparation of data for the analysis reports using CRA WIZ;

• Responsible for supporting CRA Lending Compliance Officers with maintaining current desktop procedures and other procedural standards, and updating as needed;

• Participate in the validation and sampling of loan data during an integrity review;

• Responsible for responding to reviews, audits or examination findings and questions as needed;

• Responsible for supporting CRA Officers in identifying training needs and requirements;

• Stays abreast of regulatory and risk environment for the identification of emerging risks.

• Treat people with respect; keeps commitments; inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions.

• Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; builds a diverse workforce and supports affirmative action.

• Follows policies and procedures; completes tasks correctly and on time; supports the company’s goals and values.

• Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one’s own actions and conduct.

• Performs other duties and projects as assigned

Banc of California is an equal opportunity employer committed to creating a diverse workforce. All qualified applicants will receive consideration for employment without regard to age (40 and over), ancestry, color, religious creed (including religious dress and grooming practices), denial of Family and Medical Care Leave, disability (mental and physical) including HIV and AIDS, marital status, medical condition (cancer and genetic characteristics), genetic information, military and veteran status, national origin (including language use restrictions), race, sex (which includes pregnancy, childbirth, breastfeeding and medical conditions related to pregnancy, childbirth or breastfeeding), gender, gender identity, gender expression, and sexual orientation. If you require reasonable accommodation as part of the application process please contact Talent Acquisition Partner.

Qualifications

• Demonstrates awareness of and adherence to, monitoring and responsibility for compliance with state and federal regulations and laws as they pertain to the Bank’s Compliance Risk Management Policy Program Regulatory Accountabilities and this position including but not limited to the following: Regulation DD (Truth in Savings Act), Regulation CC (Expedited Funds Availability Act), Regulation E (Electronic Funds Transfer Act), Regulation Z (Truth in Lending Act), Regulation B (Equal Credit Opportunity Act), Fair Housing Act (FHA), Home Mortgage Disclosure Act (HMDA), Real Estate Settlement Procedures Act (RESPA), Fair Credit Reporting Act (FCRA), Bank Secrecy Act (BSA) in conjunction with the USA PATRIOT Act, Anti-Money Laundering (AML) and Customer Information Program (CIP), Right to Financial Privacy Act (RFPA, state and federal), California Consumer Privacy Act (CCPA) and Community Reinvestment Act (CRA).

• Intermediate skills in computer terminal and personal computer operation; Microsoft Office applications including but not limited to: Word, Excel, PowerPoint and Outlook.

• Intermediate math skills; calculate interest and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; compute rate, ratio and percent, including the drafting and interpretation of bar graphs.

• Knowledge of bank loan products

• Strong organizational and technical skills

• Experience in working within teams of people for various projects.

• Ability to work with and manage spreadsheets, Word documents and PowerPoint presentations.

• Strong Excel skills.

• Ability to learn the Core system and the various loan systems.

• Excellent verbal and written communication skills.

• Detail oriented with a solid ability to multi-task and handle numerous pending items.

• Requires exceptional judgment and the ability to prioritize and complete assignments independently.

• Provide assistance with projects that may be complex and often involve confidential issues.

• High attention to detail and ability to analyze information.

• Good communication skills.

• Willingness to learn about compliance regulations.

• Keep current on CRA data collection requirements.

• Knowledge of IBS Insight and nCino systems.

• Ability to make decisions that have moderate impact on the immediate work unit and cross functional departments.

• Ability to organize and prioritize work schedules on a short-term and long-term basis.

• Ability to provide consultation and expert advice to management.

• Ability to make informal and formal presentations, inside and outside the organization; speaking before assigned team or other groups as needed.

• Ability to deal with complex difficult problems involving multiple facets and variables in non-standardized situations.

• At minimum an Associate’s Degree from an accredited college or university in related field; or equivalent work experience.

• Minimum of 2-3 years of experience in Compliance, CRA, Risk Management, or LendingExperience with banking/financial institutions

• Experience with institutions with multi-state operation.

Salary Range : $66,560.00- 70,000.00 USD; Final salary to be determined by the education, experience, knowledge, skills, and abilities of the applicant, internal equity, and alignment with geographic/market data.

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Job Locations US-CA-Santa Ana

ID 2024-3718

Category Enterprise Risk Management

Type Regular Full-Time

Equal Opportunity Employer

PacWest Bancorp and its affiliates are fully committed to the principles of equal opportunity and diversity. We take pride in building a workplace culture where all employees feel supported and respected, and have equal access to career and development opportunities without regard to race, religion/creed, color, national origin, age, marital status, ancestry, sex, gender (including pregnancy, childbirth, breastfeeding or related medical conditions), gender identity/expression, sexual orientation, veteran status, physical or mental disability, medical condition, military status, genetic information, or any other characteristic protected by federal, state or local laws.