Easter Seals Jobs

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Vice President in the Middle Market Banking Specialized Industries Credit Risk team, you will collaborate with a diverse team to deliver credit solutions that cater to a variety of needs, including working capital, general corporate purposes, acquisition finance, and dividend recapitalizations. Your role will involve working with privately owned businesses, financial sponsors, and some publicly traded companies, with credit executions ranging from bilateral structures to syndicated finance bank market and institutional investor transactions. A crucial aspect of your role will be to develop a comprehensive understanding of the business, financial, competitive, and industry risks faced by clients in your assigned portfolio. This knowledge will enable you to accurately risk grade borrowers, analyze credit requests, structure credit facilities, and negotiate credit agreements and other loan documentation. The Vice President is also responsible for on-going monitoring and risk management of an assigned portfolio of credit clients.

This risk management position supports the Middle Market Banking Group which covers companies generally between $20 million and $500 million in revenues across a wide variety of industries.

Job Responsibilities

• Manage all steps of the Credit Approval Process including preparing credit approval materials, ensuring all credit risk policies are followed, and present and recommend credits for approval at the appropriate level.

• Utilize excellent credit analysis and financial modeling skills to underwrite and structure new transactions and work independently on the assigned credit portfolio. Appropriately assess risks / mitigants, balance risk / reward, diligent manage renewals, amendments and new transactions as well as maintain acceptable credit reporting metrics.

• Provide early identification and proactive management of deteriorating credits and other problem situations.

• Form well thought out, independent views and be able to voice your opinion in a clear, concise manner and to defend that position with partners and senior leadership.

• Lead complex transactions including negotiations and legal documentation for bilateral and syndicated finance structures.

• Evaluate smaller relationships to evaluate risk profile and recommend structures that adequately protect the bank.

• Work proactively, in a constructive, diplomatic manner, with both internal and external contacts to keep transactions moving.

• Act with a sense of urgency and drive execution to meet both internal and client deadlines.

• Partner effectively to develop fulsome client relationships, including being looked to as an expert on Structuring and Credit Policy and will be viewed as the "go-to" person for credit by both internal partners and clients.

Required Qualifications, Skills and Capabilities

• BA/BS/BBA degree and completion of a major corporate or commercial bank credit training program (or the equivalent corporate banking/corporate finance experience)

• At least 6+ years of experience in commercial banking/lending including extensive credit analysis, structuring and loan documentation experience

• Ability to develop and articulate a dynamic, forward-looking risk assessment of client companies, transactions, market threats, and industry and other factors

• Significant accounting and finance knowledge and superior financial modeling skills

• Strong working knowledge of credit agreements and other loan documentation along with solid negotiation skills

• Demonstrated excellent verbal and written skills, interpersonal skills, and analytical and problem-solving skills

• Excellent organizational and project management skills; able to manage competing priorities under tight deadlines

• Proven ability to collaborate and build strong partnerships.

• Intellectual curiosity with a proven ability to learn quickly

• High degree of initiative, self-direction, and ability to work well under pressure

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, we offer discretionary incentive compensation which may be awarded in recognition of firm performance and individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

Base Pay/Salary

Saddle Brook,NJ $133,000.00 - $240,000.00 / year