Job Information
Regent Bank Sr. Credit Analyst in Oklahoma City, Oklahoma
Summary:
Responsible for conducting analysis on commercial/business loans. Utilize and maintain Regent Banks system to spread and analyze borrowers financial statement. Assist Commercial Officers in supporting existing relationships and reviewing new business loan offerings.
Essential Duties and Responsibilities:
Prepare financial reports used by the commercial banking department.
Prepare summary reports, present facts, offer recommendations, and assess risk associated with the associated commercial loan.
Offer recommendations based on analysis concerning credit-worthiness and the ability of the customer to repay loans.
Collaborates with commercial officers in preparing loan proposals for customer and creates the credit memorandums.
Prepares forecast reports to manage and determine how responsible industries will perform during the next fiscal year.
Responsible for identifying and alerting senior management to potential issues that arise through required analytical research.
Provides ongoing portfolio management through spreading of required financial statements as they are received from bank customers.
Assist other credit analyst in daily duties to ensure proper support of Commercial Credit Manager
Responsible for preparing monthly, quarterly, and yearly Board Reports for the lending department.
Understand and comply with bank policy, laws, regulations, and other applicable programs. This includes up to date compliance training, and adhering to internal procedures and controls.
Responsible for reporting any known violation of compliance policy, laws, or regulations and report any suspicious customer and/or account activity.
Other duties as assigned.
Education And/Or Experience:
Bachelors degree in business management, finance, or accounting.
Five (5) + years of credit analyst experience required.
Knowledge/Skills/Abilities:
Functional knowledge of Microsoft Office applications (Excel, Word Powerpoint)
High level of analytical ability and able to understand and interpret financial concepts.
Strong background in accounting and understanding financial concepts.
Strong verbal and written communication skills.
Detail orientated and ability to work under pressure of deadlines.
Ability to complete assignments with little oversight and supervision.
High character, integrity, professionalism, and work ethic.
Knowledge of Zoom or Webex meetings.
Physical Requirements:
Must be able to exert up to 10 pounds of force occasionally and/or negligible amount of force frequently.
Must be able to occasionally lift and/or move up to 25lbs.
Specific vision abilities required by this job include close vision and the ability to adjust focus.
Sitting for long periods of time.
Working Conditions:
The working conditions are generally comfortable with minimal exposure to noise, heat, dust and other related items. All employees are required to maintain a neat and safe work area.
Qualifications
