Easter Seals Jobs

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

Job Summary:

The Credit Risk Manager position reports to the head of Growth & Middle Market Technology (“GMMT”) and Asset Based Lending (“ABL”) transactions for Credit Division of the Americas. This is a critical role in supporting both the GMMT and ABL franchises as they grow and expand into higher risk areas. The individual will be responsible for the 2nd line of defense for a portfolio of Technology and ABL transactions that include Venture Loans as well as distressed and DIP financings. This includes providing credit recommendations on new transactions and managing a complex portfolio. They will work closely with senior members of the business lines and provide structuring and legal documentation input on transactions. They will evaluate and recommend transactions and monitor the credit exposure in the portfolio and develop exposure management programs when appropriate.

Major Responsibilities:

(1) Active portfolio management of designated customers

• Responsible for credit exposure to a portfolio of Technology and ABL borrowers

• Identify the potential credit deterioration of individual companies in the portfolios and maintain timely and accurate risk ratings

• Staying current on changes and potential changes in the sector and regulatory developments is an important part of your job

• Coordinate and communicate critical account information independently and directly to various related parties including the business line, product groups, and credit divisions.

• Additional responsibilities will include presentations to senior executives, discussions with internal auditors and external regulators.

• Providing quality control for credit applications and/or approval memos.

• Participate in and contribute to special assignments and projects as required.

(2) New transactions

• Lead effective challenge of transactions to ensure safety and soundness of portfolio

• Work with the business line to identify and mitigate structural and other risks in prospective transactions.

• Evaluate credit opportunities along with the business line and perform detailed credit analysis taking into consideration industry, business, legal and financial risks, and make recommendations to management.

• Provide real-time feedback to deal teams about MUFG risk appetite for transactions.

• Provide structuring input and make recommendations on credit requests based on fundamental analysis and maintain a comprehensive knowledge on individual companies and the industries in which they operate.

• Advise the Business Line on credit risk issues/terms and conditions to create the best possible transaction, focusing on the risk/return dynamic and on minimizing potential credit costs.

(3) Policy Compliance

• Ensure compliance with external regulatory/internal policy and procedural requirements

• Participate in ad-hoc policy meetings to enhance organization wide credit risk framework.

Qualifications:

• Bachelor’s degree or Master’s in business or a related field.

• 6+ years of work experience in credit and risk related functions.

• In-depth knowledge of corporate credit analysis, loan structures/documentation and credit and risk management issues.

• Understanding of the issues related to the regulatory environment (FRB, OCC, FDIC).

• Comfortable with Word, Excel and PowerPoint

• Strong written and verbal communications skills.

The typical base pay range for this role is between $142K - $180K depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary (https://careers.mufgamericas.com/sites/default/files/document/2023-01/mb-live-well-work-well.pdf)

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.

At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!

Our Culture Principles

• Client Centric

• People Focused

• Listen Up. Speak Up.

• Innovate & Simplify

• Own & Execute