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UnitedHealth Group Underwriter in Letterkenny, Ireland

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by diversity and inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health equity on a global scale. Join us to start Caring. Connecting. Growing together.

About the role:

In healthcare, evolution doesn’t just happen. It takes innovation, imagination, and a passion for solving problems in new and better ways. And innovation is taking place at a lightning-fast pace every day at Optum.

As the fastest growing part of the UnitedHealth Group family of businesses, we’re expanding our team in Ireland and creating excellent opportunities for those who want greater purpose and more impact in their work. We’ll provide the investment, support, and resources to advance your career. You’ll provide the talent, ambition, and drive.

As an Underwriter you will develop comparative benefit packages, review claim experience, and apply underwriting Guidelines to prepare renewal and/or prospect rates. Working alongside the Marketing team you’ll get the opportunity to complete group experience retention illustrations and address questions on request for proposals. The underwriter will analyze health benefit plan characteristics and assess risks around loss of clients. This individual will provide technical subject matter expertise to the sales staff and district offices on new health care proposals. Success in this position requires flexibility to changing priorities, innovation, enthusiasm, as well as accurate and prompt decision making within a fast-paced environment. In addition to having impact on a great team, you'll also discover the career opportunities you'd expect from an industry leader

Primary Responsibilities of an Underwriter:

• Apply underwriting guidelines to prepare renewal and / or prospect rates

• Support Marketing in completing group experience retention illustrations and address questions on request for proposals

• Analyze health benefit plan characteristics and assess risks as to frequency and potential severity around loss of clients

• Utilize underwriting criteria and policies to provide proper rating methodologies

• Represent and negotiate rates and plan options with insurers to optimize cost-competitive health plan benefits

• Provide technical subject matter expertise to the sales staff and district offices on new health care proposals

Required Qualifications of an Underwriter:

• Bachelors Degree or equivalent work experience

• Intermediate level of proficiency with MS Excel

• Strong experience with Maths and financial analytics

Preferred Qualification of an Underwriter:

• Excellent communication skills, both orally and in writing

• Familiarity with US healthcare and employer based benefits system

Please note you must currently be eligible to work and remain indefinitely without any restrictions in the country to which you are making an application. Proof will be required to support your application.

All telecommuters will be required to adhere to the UnitedHealth Group’s Telecommuter Policy.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone–of every race, gender, sexuality, age, location and income–deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalised groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes — an enterprise priority reflected in our mission.

Diversity creates a healthier atmosphere: Optum is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to gender, civil status, family status, sexual orientation, disability, religion, age, race, and membership of the Traveller community, or any other characteristic protected by law. Optum is a drug-free workplace. © 2023 Optum Services (Ireland) Limited. All rights reserved.

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