Easter Seals Jobs

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

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Job Description:

At Regions, the Credit Products Equipment Finance Product Specialist is a client-facing role, partnering directly with coverage on the extension of credit products transactions to meet clients’ needs. This individual serves as part of the first line of defense, with the coverage team, in identifying and mitigating risk in existing and proposed credit products transactions. The individual will work directly with teammates in Credit Products, Credit Risk, Client Coverage, Capital Markets, and other areas of the bank to lead the analysis of credit opportunities, underwriting of credit exposure and management of a portfolio of loans and other credit relationships while providing effective challenge to these various constituents. This individual will provide subject matter expertise and manage the overall delivery of credit products to assigned clients.

Primary Responsibilities

• Works in support of coverage banker to develop target set of companies within markets to enhance proper client selectivity

• Able to add value directly to client and coverage in articulating Regions’ underwriting methods, processes and risk appetite for specific credit products

• Maintains market knowledge of loan pricing and structural trends to match client needs with Regions’ credit product solutions

• Calls jointly on clients with coverage bankers to understand clients’ needs and specific risks to client business.

• Works with coverage banker to develop client strategy focusing on existing and potential credit exposure. Assists coverage banker in optimizing relationship through cross sell activities of credit products

• Leads the credit process on identified credit product opportunities. Ultimately accountable for structuring, underwriting, closing and management of new and existing credit products for clients.

• Serves as the primary contact with Credit Risk

• Oversees ongoing monitoring of existing portfolio by being accountable for periodic assessments and other servicing requirements

• Serves as a mentor/coach to team members, specifically Credit Products Associates assigned to managed clients

This position is exempt from timekeeping requirements under the Fair Labor Standards act and is not eligible for overtime pay.

This position is incentive eligible.

Requirements

• Bachelor’s degree in Finance, Accounting or related field

• Five (5) years of underwriting and portfolio management experience

• Completion of a major corporate credit training program (or the equivalent corporate banking/corporate finance experience)

• Experience in relationship management either as a coverage banker or as a client facing member of the relationship team

• Legal document and financial analysis experience

• Understanding of loan and lease structuring needs, loan and lease documentation requirements and market knowledge

Skills and Competencies

• Excellent verbal and written communication skills

• Strong problem-solving and time management skills

• Ability to coach others

• Well organized and detail-oriented

• Ability to manage multiple projects under pressure

• Proven leader with ability to make sound judgments

• Ability to negotiate with both internal and external parties

Corporate Banking Experience preferred.

The Buy Desk Equipment Finance group is responsible for purchasing equipment finance transactions in secondary markets (banks and other financial institutions). The individual will promptly review credit profiles and structures of proposed opportunities and provide accurate read (including risk rating, industry dynamics, strengths, issues), prepare detailed credit approvals, and manage a portfolio of mainly Large Corporate clients.

This role may be filled at a higher level based on skills and qualifications.

Position Type

Full time

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum:

$103,864.32 USD

Median:

$132,090.00 USD

Incentive Pay Plans:

This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals.Opportunity to participate in the Long Term Incentive Plan.

Benefits Information

Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. (https://www.regions.com/about-regions/benefits/benefits-eligibility) Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.

• Paid Vacation/Sick Time

• 401K with Company Match

• Medical, Dental and Vision Benefits

• Disability Benefits

• Health Savings Account

• Flexible Spending Account

• Life Insurance

• Parental Leave

• Employee Assistance Program

• Associate Volunteer Program

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser.

https://www.regions.com/welcometour/benefits.rf

Location Details

Charlotte Uptown

Location:

Charlotte, North Carolina

Bring Your Whole Self to Work

We have a passion for creating an inclusive environment that promotes and values the differences that make each of us stand out as unique individuals and help provide valuable perspective that makes us a better company and employer. More importantly, we recognize that creating a workplace where everyone, regardless of background, can do their best work and thrive is the right thing to do.

OFCCP Disclosure: Equal Opportunity Employer/Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.