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Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

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Job Description:

At Ascentium Capital, the Asset Manager is responsible for the management of an assigned portfolio of diverse problem commercial lease and/or loan relationships with the goal of rehabilitation and final resolution through work-out, restructure, and successful negotiation; however, in some cases exit through liquidation and/or litigation as a means to minimizing financial loss (maximizing recovery) net to the company.

Ascentium Capital, a division of Regions Bank, provides convenient access to financing for business equipment and technology and serves small organizations to Fortune 500 companies with programs that benefit manufacturers, distributors and direct to businesses nationwide. Our finance specialization covers several segments, including technology, healthcare, hospitality, franchise, commercial vehicles, and other markets. We strive to be the premier provider of customized finance programs that add value to our customers' businesses.

Primary Responsibilities

• Develops and executes work-out plans to ensure the timely resolution of accounts while minimizing losses and controlling expenses

• Utilizes modifications and restructures when appropriate, including but not limited to note modifications, collateral modifications, or borrower/guarantor modifications, to secure a workable resolution to the problem account

• Assists in monitoring collection procedures for charged off leases/loans to assure the timeliness of the disposal of repossessed and foreclosed collateral

• Recommends to management the upgrading/downgrading of problem leases/loans and the classification of problem leases/loans, including but not limited to non-accrual and accrual status changes and charge off recommendations

• Develops and provides to management summaries and detailed reports outlining the status of the problem lease/loan portfolio with respect to delinquency, asset recovery, and trends

• Engages with debtors, debtor counsel, outside counsel, and management to gain cooperation in the implementation or corrective account strategies

• Analyzes the financial condition of a borrower through financial statements analysis and uses such analysis to make informed decisions in the administration, turn-around, or exit of complex credit relationships

• Analyzes any collateral, including ORE, and use analysis to assess potential loss

• Establishes repossession, liquidation/foreclosure techniques on problem leases/loans

• Maintains professional working relationships and aids customers and employees

• Interacts with other departments within the company in a manner that constructively creates positive change

• Conducts timely and informative personnel reviews of all direct reports

• Works closely with management to develop and implement new technological enhancements to increase efficiencies

• Ensures proper approvals and authorities have been obtained in final decision making

• Participates in budget preparation and strategic planning as needed

• Remains informed of laws, regulations, and rulings governing leasing and lending

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

This position is incentive eligible.

Requirements

• Bachelor’s degree or equivalent in related field

• Three (3) years of experience in lending/credit, bankruptcy, late state collection, recovery, or work-out experience in a commercial lending environment

Preferences

• Bachelor’s degree in Finance or a business-related field

Skills and Competencies

• Ability to efficiently calculate figures such as payments, interest rates, residuals, and taxes

• Ability to learn additional systems as needed

• Ability to manage multiple priorities

• Ability to research, analyze data, and derive facts

• Ability to work in a team environment when applicable

• Ability to work under pressure and meet deadlines

• Proficiency in applicable computer applications such as T-Value

• Proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.)

• Strong attention to detail and proof-reading skills

• Strong verbal, written communication, and organizational skills

• Strong work ethic and self-motivation

Position Type

Full time

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum:

$52,040.35 USD

Median:

$71,728.20 USD

Incentive Pay Plans:

This role is eligible to participate in a formulaic incentive plan. Employees have the potential to earn incentives based on performance against defined metrics and goals.

Benefits Information

Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. (https://www.regions.com/about-regions/benefits/benefits-eligibility) Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.

• Paid Vacation/Sick Time

• 401K with Company Match

• Medical, Dental and Vision Benefits

• Disability Benefits

• Health Savings Account

• Flexible Spending Account

• Life Insurance

• Parental Leave

• Employee Assistance Program

• Associate Volunteer Program

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser.

https://www.regions.com/welcometour/benefits.rf

Location Details

Ascentium Kingwood

Location:

Kingwood, Texas

Bring Your Whole Self to Work

We have a passion for creating an inclusive environment that promotes and values the differences that make each of us stand out as unique individuals and help provide valuable perspective that makes us a better company and employer. More importantly, we recognize that creating a workplace where everyone, regardless of background, can do their best work and thrive is the right thing to do.

OFCCP Disclosure: Equal Opportunity Employer/Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.