Easter Seals Jobs

Job Information

U.S. Bank Operations Risk - Global Compliance Sr. Analyst in Fargo, North Dakota

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

This team supports compliance risk for general lending and compliance, CBBO default operations, and supports all of 3rd party assessments for fair and responsible banking and all of operations, and other Risk/Compliance/Audit (RCA) professionals, and RCA Managers to, depending on their function, create, implement, maintain, review or oversee an effective risk management framework. Leads projects and/or activities that ensure compliance with applicable federal, state, and local laws and regulations. Identifies gaps and inform solutions that minimize losses resulting from inadequate internal processes, systems or human errors. Identifies, responds and/or escalates risks as appropriate. Serves as a functional liaison between the Line of Business and the Lines of Defense. A successful candidate in this role will be effective at navigating through simultaneous delivery of multiple complex projects as well as demonstrate excellence and efficiency in workforce management objectives. They will define and drive delivery of risk management priorities across Operations Compliance Risk and with attention to critical partnerships outside of Operations (CBBO Default, Strategic Outsourced Services, Risk Management & Compliance) necessary to effectuate implementation and response. The candidate in this role should be curious and stay on top of emerging trends, regulatory topics, and the risk environment within which we operate. They should be comfortable questioning existing processes and solutions and display a keen sense of business value. They should also display problem-solving skills, thrive when working across teams, and be an expert in dealing with ambiguity.

Overview

As a Global Operations Compliance Consultant, this role will play a critical part in ensuring that our operations adhere to all regulatory requirements and internal policies. The team proactively provides support and guidance for compliance-related questions and concerns and serves as a business champion when interacting with SLOD partners, auditors, and regulators. The Global Operations Compliance risk role collaborates with key business units, other Operations Risk, and Second Line of Defense (SLOD) partners to identify, measure, monitor, and control Compliance Risk. For key high-risk Federal Compliance Regulations, such as Real Estate Settlement Procedures Act – Regulation X, Truth in Lending Act – Regulation Z, Fair Credit Reporting Act – Regulation V, Equal Credit Opportunity Act – Regulation B, Servicemembers Civil Relief Act, Electronic Fund Transfer Act – Regulation E, Flood Disaster Protection Act, and Fair Debt Collections Practices Act, this team performs risk oversight and monitoring routines to proactively identify emerging risks and verify ongoing compliance. Significant focus is placed on evaluating the controls listed in the Enterprise Compliance Risk Assessment (ECRA) to determine whether the risks are properly mitigated. Additionally work involving review of Compliance Material Review Approval (CMRA) is required in this role. The team is expected to develop and maintain a strong understanding of the associated processes and controls in place to ensure compliance. The ideal candidate will have a strong background in regulatory compliance, risk management and operational processes, along with excellent reporting and analytical skills.

The role offers a hybrid/flexible schedule, which means there’s an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

Basic Qualifications

  • Bachelor's degree, or equivalent work experience

  • Typically more than ten years of applicable experience

Preferred Skills/Experience

  • A strong understanding and in-depth knowledge of Federal Compliance Regulations

  • Professional certifications (CRCM) or Regulatory Agency experience preferred

  • Requires an advanced-level knowledge and understanding of: Applicable laws, regulations, financial services, and regulatory trends for Federal Compliance Regulations, such as the rules listed above

  • Control identification and evaluation activities to determine whether the control suite properly mitigates the associated Compliance Risk

  • Considerable understanding of the business line’s operations, products/services, systems, and associated risks/controls

  • Thorough knowledge of Risk/Compliance/Audit competencies

  • Analytical thinking, including the ability to analyze complex information, identify patterns, and draw meaningful insights from complex factual situations

  • Excellent presentation, relationship building, and written and verbal communication skills

  • Strong process facilitation, project management, and critical thinking skills

  • Proficient computer navigation skills using a variety of software packages, including Microsoft Office applications and word processing, spreadsheets, databases, and presentation

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .

Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

  • Healthcare (medical, dental, vision)

  • Basic term and optional term life insurance

  • Short-term and long-term disability

  • Pregnancy disability and parental leave

  • 401(k) and employer-funded retirement plan

  • Paid vacation (from two to five weeks depending on salary grade and tenure)

  • Up to 11 paid holiday opportunities

  • Adoption assistance

  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

EEO is the Law

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal KNOW YOUR RIGHTS (https://eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12ScreenRdr.pdf) EEO poster.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) .

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $116,280.00 - $136,800.00 - $150,480.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Job postings typically remain open for approximately 20 days of the posting date listed above, however the job posting may be closed earlier should it be determined the position is no longer required due to business need. Job postings in areas with a high volume of applicants, such as customer service, contact center, and Financial Crimes investigations, remain open for approximately 5 days of the posting listed date.

DirectEmployers