Easter Seals Jobs

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Credit Officer within the Business Banking line of business, you will be responsible for the oversight, management, and decision-making for new and existing credit extensions. Your duties will encompass the analysis of credit opportunities, structuring transactions, negotiating and reviewing terms, identifying risks, conducting due diligence, and exercising credit approval authority.

Job Responsibilities

• Work in Business Banking Risk's Credit Risk Center, which is a fast-paced centralized environment.

• Analyze and decisions credit requests, structuring transactions, negotiating and reviewing terms, identifying risks, conducting due diligence, and exerting credit approval authority.

• Review loan requests submitted from across the United States in the Not For Profit and Municipal business segments.

• Review requests submitted by Government and Not For Profit Relationship Managers, evaluate trends and potential risks that could impact the ability to repay the credit extension, and identify mitigating factors and/or additional information needs to offset these trends and risks.

• Independently analyze and decision requests within individual loan authority or with the concurrence of the Credit Risk Manager in cases where credit exposure exceeds individual loan authority.

• Construct supporting decision analysis, utilize loan grading tools, and determine documentation requirements, all chronicled in proprietary software.

• Identifies, analyzes, and escalates credit risk issues to the respective business areas.

• Work with Credit Risk Center staff to ensure consistent adherence to regulatory obligations and bank processes and act as a resource to Relationship Managers and less experienced Credit Officers.

Required qualifications, capabilities, and skills

• Minimum of bachelor's degree or equivalent experience.

• Completion of advanced courses in finance, accounting, and credit either through a bank sponsored training program or college course work.

• Experience as a relationship manager, credit officer, or similar position requiring business banking/commercial knowledge and using credit judgment.

• Ability to formulate and articulate objective views based on professional analysis.

• Knowledge of credit philosophy and policies, loan documentation, and related legal issues.

• Strong verbal, written, and interpersonal skills, as well as analytic and problem-solving skills.

• Works effectively in a team environment, while assuming individual responsibility.

• Hybrid work environment in Columbus, OH, United States.

Preferred qualifications, capabilities, and skills

• Business Banking/Commercial portfolio management experience

• 2 years experience in municipal or not for profit risk analysis

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans