Job Information
PARK NATIONAL BANK Commercial Credit Analyst I in Columbus, Ohio
Description RESPONSIBILITIES Accurately prepare loan requests and loan renewal write-ups; including global cash flow analysis, collateral analysis, industry analysis, management analysis, and overall repayment capacity Complete underwriting in accordance with current regulations, compliance terms, bank policy, and legal requirements Accurately spread financial statements and tax returns and analyze historical performance Assist in the preparation of annual reviews of existing clients upon receipt of updated financial information Monitor financial statement requirements, loan covenants, and borrowing base certificates and communicate findings to lender and manager. Prepare pertinent reports, tracking financial information and receipt thereof. Participate in identifying, measuring, monitoring, controlling, and mitigating credit risk of the commercial loan portfolio Obtain, analyze, and incorporate third-party borrower information (e.g., credit reports, costar, RMA) Accompany Commercial Lenders on calls and inspections, and assist with presenting loan requests to approvers as needed Assist in loan review cycle and with classified asset reporting Attend and participate in department meetings as necessary Maintain orderly and up to date credit files Maintain ownership for all accepted tasks Take a proactive approach to learning and career development Understand and promote the bank's credit culture and credit policies Maintain awareness of and adherence to Bank's compliance requirements and risk management concepts, expectations, policies and procedures and apply them to daily tasks Deliver a consistent, high level of service within our Serving More standards Other duties as assigned COMPETENCIES Interpersonal/Customer Service Skills Written and Verbal Communication Ability to understand and follow directions Adaptable to change Basic Computer Skills Organizational Skills/Detail Oriented Analytical Thinking Problem/Situation Analysis Ability to influence others Ability to work as part of a team SCHEDULE Office hours are Monday through Friday 8am to 5pm. This position is hourly and full time. A minimum 37.5 hours is required to maintain eligibility for full-time status. Generally the position will require 40 hours per week. A flexible work arrangement is available for this position. The position will require some scheduled onsite hours. Please speak to the hiring manager for more information. EDUCATION - CERTIFICATIONS - WORK EXPERIENCE BA/BS, Business Management required BA/BS, Finance / Accounting or other concentrations considered with 2+ years relevant experience Park National Corporation is an Equal Opportunity Employer. It is the policy of the Bank to hire well-qualified people. An integral part of this policy is to provide equal employment opportunity for all persons for employment. It is also part of our policy to recruit and administer hiring, working conditions, benefits, privileges of employment, compensation, training, appointments for advancement including promotions and transfers, and terminations of employment for all associates without discrimination because of race, color, religion, citizenship, national origin, sex, age, veteran status, or handicap.
