Easter Seals Jobs

Company Description

Ent Credit Union exists to improve the financial quality of life of the people we serve. This mission drives us every day, but we are more than our mission. We're also individuals using our unique abilities to make our organization, and the communities we serve, better than they were yesterday. We're a not-for-profit that puts people above profits and actively invests in our community. Our rapidly growing team is expanding our reach to serve more people throughout Colorado. To spread our mission far and wide, we need people like you. If you're interested in a paycheck with a purpose, apply with us today. Our people make the difference, and we truly believe you are our greatest asset.

Job Description

The primary role of this position is to dispose of repossessed collateral in a timely and efficient manner by monitoring the Repossessions on Hand Report and following up with auctions for sales. This will centralize the disposition process and ensure better follow-up and inventory control. Furthermore, this role is to increase the return on repossessed collateral and reduce net loss by using proper methodologies, and sound judgment to occasionally determine a repossessed vehicle's floor price when appropriate to ensure a greater return to the credit union by timely auction sales. The position will also, at times, be responsible for validating, using condition reports and mechanical inspections to determine the asset's overall marketability. Invoices to repossession agents, transport companies and auctions, etc., are to be reviewed and submitted to management in a timely manner along with submissions of titles to auction for prompt sales.

Essential Functions Documentation and vehicle processing: Prepare and send titles and all needed repossession affidavits/documents to the auctions. Document final sale and prepare deficiency letters to be sent to members. Process invoices. Review auction condition reports and use them as a tool to help determine vehicle values. Use pictures and damage estimates to submit the appropriate damage claim if needed. Liaison for auto auctions: Approve vehicle floor values using known methodologies such as NADA, Black Book, MMR reports, and auction condition reports to make approval/denials of sale bids. Assess reconditioning approvals/denials. Monitor and review the remarketing agency's website for follow-ups and add notes to our systems with all updates. Repossession support: Monitor Reposession's on-hand report weekly or as needed to communicate with auctions for the timely disposition of collateral. Inform management of any repossessed vehicle that due to condition and costs to sell etc. , may represent a loss at the auction to Ent. Complete valuations for repossession recovery decisions. Transportation of Collateral: Facilitate transport of vehicles to auction from repossession lots, repair shops, Service Center locations and work with transport companies to ensure vehicles are properly secured and the location of collateral properly listed on our systems at all times. Bank Secrecy Act: Remains cognizant of and adheres to Ent policies and procedures, and regulations pertaining to the Bank Secrecy Act.

Qualifications

Minimum Formal Qualifications for this Position High School Diploma/G.E.D. or equivalent. 2+ years' financial institution or similar experience. 1+ years' combined experience with auto auction sales, auto IMS condition reports, automotive remarketing strategies, title preparation, or related work experience. Pref Each year of relevant work experience may be exchanged for a year in a relevant degree program or vice versa. For example, a requirement of a bachelor's degree in accounting and 2+ years of account experience could be substituted for a high school diploma and 6 years of relevant accounting work experience or a master's degree in accounting and 0 years of work experien

Technical or Spec alized Knowledge/Skills: Ability to add, subtract, multiply and divide in all units of measure using whole numbers, common fractions, and decimals. Ability to learn and use the credit union's equipment and software programs. Ability to become familiar with the collection policies, State and Federal Laws, and department collection procedures. Organizational skills with the ability to manage multiple tasks, prioritize responsibilities, and maintain accurate records. Attention to detail to ensure all documentation, valuations, and communications are accurate and complete. Communication skills, both written and verbal, to interact with internal teams, external vendors, and management. Problem-solving ability to identify issues, assess risks, and take appropriate actions to address challenges in repossession and auction processes Ability to work independently and as part of a team, managing tasks in a fast-paced environment with minimal supervision. Ability to evaluate and assess the condition of assets to make informed decisions regarding vehicle disposition and potential loss prevention. Analytical skills to review and interpret data, such as auction reports and valuations, for decision-making. Adaptability and flexibility to handle changing priorities, deadlines, and unexpected issues while maintaining productivity. Certifications Required: None Environmental, Physical and Psychological Requirements Standing - Occasionally Walking - Occasionally Sitting - Frequently Lifting - Rarely (40 Lbs) Carrying - Rarely Pushing - Rarely