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Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.

Job Description:

At Regions, the Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through a branch network.

Primary Responsibilities

• Completes mortgage applications for submission to the loan processing and underwriting departments

• Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history

• Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation

• Structures loan to comply with acceptable lending practices and Federal regulations

• Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact

• Answers customer calls and walk- in customers to discuss various loan products and qualification information

• Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business

• Cross-sells other bank products and services

• Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations

• May participate in networking through professional, business and community organizations and activities to promote and market loan products

This position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act.

*Compensation is Commission based

This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to https://fedregistry.nationwidelicensingsystem.org for more information.

Requirements

• High School Diploma or GED

• One (1) year of mortgage lending experience with proven mortgage production

• Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners

Preferences

• Bachelor's degree

• Prior Mortgage Loan Officer experience

Skills and Competencies

• Good organizational skills

• Knowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc.

• Knowledgeable on agency and investor regulations and guidelines

• Must be able to build and maintain internal and external relationships to deliver high levels of service

• Must be able to multi-task competing priorities and meet tight deadlines

• Proficient in Microsoft Office products

• Sales acumen

• Strong written and verbal communication skills

*Positions may be available in other cities within MO.

Position Type

Full time

Incentive Pay Plans:

This role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals.

Position Type

Full time

Benefits Information

Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. (https://www.regions.com/about-regions/benefits/benefits-eligibility) Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.

• Paid Vacation/Sick Time

• 401K with Company Match

• Medical, Dental and Vision Benefits

• Disability Benefits

• Health Savings Account

• Flexible Spending Account

• Life Insurance

• Parental Leave

• Employee Assistance Program

• Associate Volunteer Program

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser.

https://www.regions.com/welcometour/benefits.rf

Location Details

Midtown St Louis

Location:

St. Louis, Missouri

Bring Your Whole Self to Work

We have a passion for creating an inclusive environment that promotes and values the differences that make each of us stand out as unique individuals and help provide valuable perspective that makes us a better company and employer. More importantly, we recognize that creating a workplace where everyone, regardless of background, can do their best work and thrive is the right thing to do.

OFCCP Disclosure: Equal Opportunity Employer/Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.