Easter Seals Jobs

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Credit Risk Management (CRM) provides independent oversight of enterprise credit risk, risk governance, and control. CRM is also responsible for establishing credit risk management, strategy, policies and practices. CRM’s primary objective is to support a comprehensive and proactive approach to risk management that promotes a strong risk management culture. CRM works with the business line and other corporate oversight groups to establish policies, standards, and limits that align with U.S. Bancorp’s risk appetite, and monitors and reports on existing and emerging risks and compliance with U.S. Bank’s risk appetite.

Essential Functions:

• Manage policies and procedures used to evaluate and control credit risk

• Monitor and test compliance with risk appetite and policies

• Conduct in-depth research and analyze portfolios to identify emerging risks or trends. Independently determines what constitutes an emerging risk trend based on knowledge of the portfolio.

• Provide oversight and independent challenge to the business line through review, inquiry and discussion

• Work with business lines to mitigate or remediate identified risks

• Aggregate and analyze internal and industry data to provide information regarding portfolio performance relative to the industry and develop recommendations for managing risk

• Proactively identify reporting gaps and process improvement opportunities to support the groups strong risk management culture

• Manage multiple projects and analyses and ensure deadlines are met.

• Works with corporate Technical Operations Systems (TOS) group to ensure risk related IT projects are completed satisfactorily. Participates in cross-functional and TOS projects, working with business line peers and support project managers

Basic Qualifications

• Bachelor's degree, or equivalent work experience

• 10 or more years of applicable experience

Preferred Skills/Experience

-Experience with business banking or equipment finance lending

• Considerable knowledge of credit risk and financial analysis,

• Knowledge of business banking products

• Considerable knowledge of credit administration, policies, procedures and regulatory compliance

• Intermediate to advanced skills with SAS, Power BI, Tableau and/or other data analysis tools

• Experience with evaluating models or scorecards used in credit decisioning

• Intermediate knowledge of Salesforce and/or nCino

• Effective verbal, interpersonal and written communication, presentation, organizational and prioritization skills

• PC proficiency utilizing a variety of software including Microsoft Word, Excel, PowerPoint, etc.

• Ability to work independently with minimal guidance from manager

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .

Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

EEO is the Law

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal KNOW YOUR RIGHTS (https://eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12ScreenRdr.pdf) EEO poster.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) .

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $119,765.00 - $140,900.00 - $154,990.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Job postings typically remain open for approximately 20 days of the posting date listed above, however the job posting may be closed earlier should it be determined the position is no longer required due to business need. Job postings in areas with a high volume of applicants, such as customer service, contact center, and Financial Crimes investigations, remain open for approximately 5 days of the posting listed date.