Easter Seals Jobs

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Credit Risk Executive Director within the Commercial and Investment and Banking (CIB) Risk organization, you will analyze credit risk for clients within the real estate, gaming, and lodging sector by monitoring portfolio performance on an ongoing basis and producing periodic review reports, including annual reviews. You will have client-facing responsibilities and lead the internal risk management process.

Job Responsibilities

• Identify key risks and mitigation measures while assessing credit proposals

• Utilize assigned lending authority to approve the underwriting, structuring and risk grading of CIB real estate loans obtaining higher level approval when needed

• Coordinate with the Securitized Products Group team for the deal flow related to Commercial Mortgage Backed Securities transaction and work within CIB Coverage and Global Corporate Banking partners for transactions related to Real Estate & Investment Banking deals

• Structure the most complex loans and coordinating the credit approval process in conjunction with Underwriters, Client Executives and Credit Executives

• Negotiate term sheets, loan documentation and the real estate closing process

• Present to senior management proposed loan transactions; confidently exercise authority while clearly articulating the reasoning behind credit decisions

• Contribute to the development and execution of client strategies in collaboration with Client Executives

• Review Investment Committee Memorandums and Credit Approval Packages

• Implement credit policies and conducting periodic credit reviews

• Monitor risk grades & loan compliance; compliance with banking rules & regulations

• Assist with training and development of junior staff members and managing staff where applicable

Required Qualifications, Capabilities and Skills

• Bachelor's degree

• 10+ years of banking/lending experience including extensive credit, structuring, closing and loan documentation experience

• Significant accounting and corproate finance knowledge, as well as strong knowledge of real estate fundamentals and concepts

• Experience in Commercial Real Estate Credit including specific experience in construction loan management as well as REIT/REOC entity level lending

• Strong working knowledge of capital markets, banking rules and regulations

• Experience transacting and administering construction loans, real estate term loans and entity level corporate transactions

• Experience in credit analytics and CRE lending across various sectors including office, multifamily, retail, industrial, lodging & gaming, cruise line, and specialty assets; U.S. and international markets

• Experience with loan types including term loan, revolving credit facility loan, and structured finance loan; corporate banking products including bonds, derivatives, overdrafts, corporate credit cards, and ACH credit and debit facilities; CRE project loan portfolio management; mortgage warehousing portfolio management; three- statement financial modeling; and syndicated bank loan market

• Ability to manage a number of dynamic credit situations, as well as act as a leader to efficiently utilize team resources and provide accurate, timely results

• Excellent communication skills, including the ability to clearly express and support opinions in a confident and diplomatic manner, listen thoughtfully to the input and critiques of managers and team members, and effectively articulate positions

• Superior interpersonal skills to interact with clients, counsel, product partners and senior management

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, we offer discretionary incentive compensation which may be awarded in recognition of firm performance and individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans