Easter Seals Jobs

Leasing Credit Manager

Chicago, Illinois;Hunt Valley, Maryland

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being. Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!

Job Description:

Accountable for helping to design and deliver integrated credit solutions and for underwriting, structuring and negotiating these solutions regionally or within a specific Leasing business. Partner closely with client-facing teammates in both the Global Corporate Bank and Global Commercial Bank to consult on sales opportunities, and provide the product expertise and consultation necessary to deliver the best possible solution to the client.

Job Responsibilities:

• Responsible for managing a team of credit professionals supportingaCommercialEquipment Finance national portfolio for Bank of America’s Global Leasing group, determining credit appetite and tailored strategies for commercial clientsalongside partners in credit, sales, and risk management.

• Responsible of combined coverage in select markets, resulting in coverage of larger corporate company profiles reporting $500MM - $2Bn in annual revenues

• Management of the evaluation and underwriting of new commercial equipment finance transactions, including the identification of all strengths, weaknesses, and risks – including credit risk, market risk, operational risk – as well as the associated mitigating factors

• Oversees the monitoring of credits throughout equipment line availability period to observe for emerging risks and offer direction & strategy during periods of credit deterioration through sound credit & equipment finance expertise which has led to favorable asset quality with minimal charge-offs

• Offers proactive, client focused equipment finance solutions

Required Qualifications:

• 7+ years commercial equipment finance leasing experience

• 2+ yrs of leadership or mentoring experience

• Ability to motivate and influence teams and business partners

• Knowledge of commercial equipment financing from a credit underwriting perspective

• Excellent credit and risk analysis skills – ability to identify trends and risks in portfolio and in underwriting and client selection

• Excellent presentation, structuring, and financial statement analysis skills

• Must have sufficient Microsoft Office skills

• Must be results oriented and able to accomplish objectives in a specified timeframe

Skills:

• Credit and Risk Assessment

• Performance Management

• Planning

• Retention

• Risk Management

• Business Operations Management

• Coaching

• Collaboration

• Issue Management

• Regulatory Relations

• Continuous Improvement

• Mentoring

• Problem Solving

• Process Management

• Talent Development

Minimum Education Requirement: Undergraduate degree in finance, accounting or related major required.

Shift:

1st shift (United States of America)

Hours Per Week:

40

Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity and affirmative action, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.

To view the "EEO is the Law" poster, CLICK HERE (https://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf) .

To view the "EEO is the Law" Supplement, CLICK HERE (https://www.dol.gov/ofccp/regs/compliance/posters/pdf/OFCCP_EEO_Supplement_Final_JRF_QA_508c.pdf) .

Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy (“Policy”) establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.

To view Bank of America’s Drug-free workplace and alcohol policy, CLICK HERE .