Easter Seals Jobs

Description

We are seeking an experienced Collateral Analyst III to join our Home Lending team. The successful candidate will underwrite Level 3 residential appraisal reports provided by third-party suppliers, ensuring compliance with company and investor requirements. This role involves analyzing appraisal reports, utilizing automated underwriting tools, and maintaining adherence to policy and regulatory standards.

Key Responsibilities:

• Analyze complex property documentation, including low-to-moderate income loans and various loan structures (e.g., FHA, VA, HUD 184).

• Review and approve loans within designated lending limits, ensuring compliance with guidelines and regulations.

• Evaluate risk, address potential fraud exposure, and recommend counter-offers as necessary.

• Resolve discrepancies identified by audits or quality control, ensuring loan file compliance with investor guidelines and federal regulations.

• Maintain current knowledge of real estate and mortgage lending laws, trends, and market developments.

• Demonstrate proficiency in reviewing collateral documentation and appraisals for compliance.

• Maintain productivity and quality standards, prioritize workflows, and deliver results within required timeframes.

• Provide excellent customer service and collaborate effectively with internal and external stakeholders.

Core Competencies:

• Detail-oriented with a control-focused approach.

• Ability to work well under pressure and prioritize tasks effectively.

• Proficient in analyzing complex appraisals and maintaining awareness of policy changes.

• Commitment to customer service excellence and adherence to fair lending practices.

  Requirements

Qualifications:

• High school diploma or equivalent required; college degree in business preferred.

• Minimum 5 years of experience in mortgage lending/servicing or appraisal review.

• Licensed or certified appraiser or equivalent underwriting experience preferred.

• Strong technical proficiency with Microsoft Office and SharePoint.

• Excellent analytical, communication, and decision-making skills.

• Ability to work independently and manage high-pressure situations effectively.

• Knowledge of Federal and State regulatory requirements is essential.

• Government designations (e.g., VA LAPP, FHA DE) may be required.

Experience:

• 5+ years as an appraisal reviewer, credit underwriter, or residential appraiser (or a combination equaling 10 years).

• Experience in conventional, government, and jumbo mortgage underwriting is preferred.

• DE certification required, with expertise in financial analysis and tax return assessments.

This is an opportunity for a dedicated professional with a solid background in collateral underwriting to contribute to a dynamic and compliance-focused environment.

Equal Opportunity Statement: We are committed to providing equal employment opportunities to all employees and applicants.

Robert Half is the world’s first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles.

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All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit roberthalf.gobenefits.net for more information.

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