Job Information
T-Mobile USA, Inc Sr Manager, Product Finance in Bellevue, Washington
At T-Mobile, we invest in YOU! Our Total Rewards Package ensures that employees get the same big love we give our customers. All team members receive a competitive base salary and compensation package - this is Total Rewards. Employees enjoy multiple wealth-building opportunities through our annual stock grant, employee stock purchase plan, 401(k), and access to free, year-round money coaches. That's how we're UNSTOPPABLE for our employees! The Senior Manager leads a team focused on delivering exceptional financial forecasts, budgets, trend analysis, risk planning and reporting for a portfolio of financial services products. This role is responsible for handling the Profit and Loss (P&L) of critical financial products providing actionable insights to leadership on financial trends, operational drivers, and business outcomes. Through strategic analysis and advanced financial modeling, the Senior Manager identifies new business opportunities, drives revenue growth, and offers guidance on course corrections to optimize the baseline business while ensuring alignment with organizational goals and long-term profitability (LRP). This position combines expertise in financial performance, credit risk management, and advanced data analytics with leadership in CAPEX/OPEX investments and operational planning. The Senior Manager collaborates with internal teams and external partners, including issuing banks and payment networks, to deliver a high-performing product portfolio that exceeds financial performance and customer satisfaction expectations. The role requires leading costs associated with projects and programs, providing strategic financial guidance, and fostering innovation and continuous improvement to enhance customer value. A self-starter and authority in financial management, the Senior Manager operates with minimal direction and translates strategic objectives into actionable initiatives aligned with T-Mobile's priorities. The individual delivers exemplary customer service, meets critical deadlines, and works across all organizational levels to drive sustainable growth and operational excellence. This position also emphasizes program business partnerships and effective program management, ensuring alignment with both financial and strategic priorities. Responsibilities: Core objectives and responsibilities: Team Leadership and Development Lead and develop a team of financial professionals, fostering a culture of excellence, accountability, and innovation. Strategic Planning and Budget Management Leads the development, interpretation, and implementation of financial concepts for financial planning and control for both the departmental operating and capital budgets and forecasts. Coordinates activities/communication between internal teams and vendors. Partners with leadership to help resolve back-office budget for projects, products, and areas of improvement on cost savings and service quality. Financial Analysis and Reporting Analyze financial data to identify trends, risks, and opportunities, delivering detailed reports and actionable insights to leadership. Gather, analyze, prepare, and summarize recommendations for financial plans, trended future requirements, and operating forecasts. Use statistical and financial modeling techniques to analyze results and identify variances and underlying causes, opportunities, and risks. Present findings to Senior Management, including suggestions for course correction. Profit and Loss (P&L) Management Oversee and optimize the P&L for two critical financial products, ensuring alignment with organizational goals and long-term profitability (LRP). Credit Risk Management and Compliance Implement credit risk management strategies to safeguard financial performance and mitigate exposure. Oversee credit risk management processes and ensure compliance with internal policies and external reg