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Commercial Underwriter for Healthcare Job Locations US-IL-Chicago | US-IL-Chicago | US-IN-Indianapolis | US-IN-Evansville | US-MI-Grand Rapids | US-MI-Troy | US-OH-Beachwood Category/Function Lending/Commercial/Consumer/Credit Position Type Regular Full-Time Requisition ID 2024-15522 Workplace Type On Site Salary Min USD $60,000.00/Yr. Salary Max USD $121,300.00/Yr. Overview Old National Bank has been serving clients and communities since 1834. With $50 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving. We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance, 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. A unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values. We are an in office culture and flexible on the office location for this one position. You could be based in any of the following; 8750 W Bryn Mawr Avenue, Chicago (close to Rosemont and the Blue Line Cumberland station), Lincoln Park, other offices in Chicago land, Evansville IN, Indianapolis offices, Beachwood/Cleveland OH, Grand Rapids or Troy MI. Depending upon your skills and qualifications the position could be a level I, II or III. A Commercial Underwriter in the Specialty Healthcare segmentation has the primary responsibility of underwriting and decisioning healthcare lending opportunities balancing risk and growth ensuring loan structures are appropriate and consistent with bank lending standards, assign an appropriate asset quality rating, and decision applications with assigned lending authority in a fast-paced, high volume environment completing a detailed financial analysis to obtain a deeper understanding of an application's credit risk. A Commercial Underwriter will collaborate with Relationship Managers ("RM"), internal support staff, and others to provide credit expertise to underwrite and monitor the portfolio. Key Accountabilities Underwrite and Decision Loans Focus primarily on senior housing, hospitals and ancillary medical services Underwrite and decision new credit requests, renewals, and modifications focusing on appropriate due diligence, risk assessment and asset quality ratings (AQR) Meet quality standards as outlined in ONB underwriting guidelines and policy Make prudent credit decisions balancing risk and growth; utilize assigned lending authority based on approval authority matrix to exercise granted authority confidently via problem solving/sound decision making and with integrity Produce a high quality and accurate analysis while also not sacrificing efficiency in a fast-paced, high volume environment juggling multiple requests while adhering to client driven response timelines, etc. Partner with respective Relationship Managers Provide credit expertise using a consultative approach; assist in structuring loans applying proficient knowledge, understanding, and application of ONB guidelines/standards/policies, risk assessment and analysis; effectively communicate risks, questions, and options to RM seeking win-win solutions. Develop and enhance knowledge of assigned segmentation and portfolio by leveraging internal and external resources and expertise Partner well with associates on revenue generating sales team, support teams and others i