Easter Seals Jobs

Job Description

General Overview Under direction; coordinates and monitors a comprehensive program of residential housing rehabilitation programs and related funding; assists program applicants with the application process; reviews applications, financial documents; determines eligibility and recommends approval or disapproval; performs research; prepares records, documents and reports; services loans. Performs other related duties as required. Required Qualifications Any combination of training and work experience which indicates possession of' the skills, knowledge and abilities listed below. Preferred: Bachelor's degree in Business, Public Administration, Urban Studies, or related field plus one (1) year of experience. Minimum: Completion of high school equivalent education supplemented by coursework and training in finance, banking, real estate plus four (4) years experience in a work environment that includes real estate loans, servicing, finance, and banking. Knowledge, Skills, and Abilities Thorough knowledge of loan application procedures; mortgage financing; rehabilitation programs, federal grant regulations relating to CDBG and HOME; credit evaluation procedure; department policies and procedures. Advanced knowledge of financial accounting; department goals and objectives; bookkeeping procedures. Basic knowledge of public relations; loan ledger programs; collection procedures. Ability to define problems, collect data, establish facts and draw valid conclusions; calculate fractions, decimals, and percentages; prepare and maintain accurate records; handle sensitive or confidential inquiries from, and contacts with program applicants; prepare meaningful, concise and accurate reports; communicate effectively; develop and maintain effective working relationships with co-workers, government officials and the general public; use proper research methods in gathering data. Skills in personal computer programs (Excel, Word and Access); standard calculator. (Indicates developed after employment). Job Duties The duties listed below are intended to depict tasks performed by this classification. Provides program applicants with assistance in completing applications for loans associated with property rehabilitation program; reviews applications and supplementary financial documents to ensure accuracy; determines eligibility/ineligibility, (e.g. income, property title search, credit record, financial information, etc.); determines method and terms of financing to meet client's requirements within program guidelines; presents to loan committee recommendations for loans; maintains and secures all records and documents associated with the application process; provides follow up on application status. Prepares and/or executes all loan closing documents (e.g. underwrites loans, prepares loan documents, promissory notes, loan agreements, etc.); maintains computerized loan files; writes checks, completes accounting documents; reconciles checking, escrow, and account balances. Services loan accounts (e.g. loan set up, payment receipt, payoff calculations, collections and account balancing of individual transactions, subordinations for accounts in default; assigns application follow up to staff and tracks progress; prepares contractor documents. Researches and compiles data regarding rehabilitation programs, funding sources, procedures, and other related development projects; maintains applicable program records and prepares reports; recommends procedural/policy revisions. conducts internal monitoring on a selected basis to determine compliance with processing procedures as required by federal, state and local government regulations; works with banking representatives, title companies, appraisers, and the general public on matters affecting